What type of insurance provides coverage for both damages and legal defense costs?

Comprehensive General Liability Insurance is designed to cover a wide range of liability claims, including those related to bodily injury, property damage, and personal injury. This type of insurance is particularly valuable for businesses and individuals because it not only covers the damages that may arise from a claim, but it also includes legal defense costs associated with defending against those claims. This means that in the event of a lawsuit or claim, the insured is protected not only from financial liabilities due to damages awarded by the court but also from the potentially significant costs of legal representation. This dual coverage helps ensure that the insured can adequately defend themselves without the burden of hefty legal fees, making it a comprehensive choice for liability protection.